The road to homeownership can seem daunting at times, but it doesn't need to be. It's easy to become overwhelmed by the confusing terms and jargon often used by lending institutions when organizing your home loan, but that's where Ashford steps in.
At Ashford Finance Limited, we understand you want positive solutions and exceptional service when choosing a loan. That's why we have a streamlined application process to ensure nothing is missed. It's our job to make the process of organizing the finance for your home loan as simple as possible.
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Ashford loan is free, and Ashford does not require applicants who are U.K residents to pay any fee, but this does not apply to international customers who are the first-time applicant. First-time applicants who are not U.K residents are required to pay security interest fees or provide a valid surety bond after the loan has been approved. Security Interest fee is refundable after final loan repayment.
Financial collateral that customers usually pledge to repay a loan when defaulted. The borrower provides the lender with a security interest in monetary assets that can be repossessed by the lender to pay off the loan if the borrower stops making a loan payment.
The lender can then use the security interest fee to pay off the loan. Granting a security interest is the norm for loans such as auto loans, business loans, house loans, and personal loans. The security interest fee is refundable when the borrower finishes loan repayment without owing lender.